Comprehensive documentation, automation, and proof for the agreements that matter most
Comprehensive audit trail with OTP verification, timeline, timestamps, and all events. Download anytime for your records or documentation.
Set it and forget it. Polite, non-judgmental reminders sent automatically. Respects dispute states and snooze requests.
Upload screenshots of payment confirmations. OCR automatically extracts amounts and dates for easy verification.
Set up payment plans with automatic tracking. Weekly, bi-weekly, or monthly installments with progress monitoring.
Borrowers can request breathing room with lender approval. Reminders pause automatically during snooze periods.
Write your own reminder messages. AI helps keep them polite and non-judgmental while adding your personal touch.
Even with Pro features, Pacterms remains what it's always been:
Pro features provide better documentation and automation, but they don't create legal obligations or enforcement mechanisms. This is still record-keeping, not debt collection.
Try Pro with your next agreement and see the difference
Create Pro Agreement