Create simple, digital agreements for personal money arrangements. It's free to start and easy to use.
Make a quick note. Keep it clear. Friendly reminders included.
Type an agreement in simple language.
Verify with a secure code sent to your phone.
Receive nudges for important agreement dates.
Pacterms Pro offers advanced features for just $3.99/month or $4.99/agreement.
Get a detailed PDF of your agreement history.
Set it and forget it—we'll remind them for you.
Upload screenshots of payments for verification.
Track payments against milestones with ease.
Feel secure with more tools at your fingertips.
Try Pacterms ProWe're not a lender
Not a credit product
Small arrangements only
Just record-keeping
We're not fintech. We're clarity.