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⚡ ESIGN Act Compliant

You did the work. Now make sure you get paid.

Free invoice generation. Simple agreements your client confirms by text. Both of you have proof in 30 seconds.

Start FreeSee pricing
72%
Freelancers skip contracts
$4,300
Avg. yearly loss undocumented
30s
Time to create an agreement
$1.99
Per agreement, no subscription

Built for the moment things go wrong

Not just invoicing — a system that protects you before, during, and after the job.

No more “I never agreed to that.”

Your client confirms the agreement themselves, by phone. This is a private confirmation between you and your client only — not a government ID check. No account required on their end.

Half down, half on completion — tracked automatically.

Deposit and balance splits, or custom milestones. It’s how trade work already gets paid — just tracked instead of remembered.

Automated payment reminders by SMS

We follow up so you don’t have to send the awkward text yourself.

Built in Spanish. Not translated into it.

Every agreement, invoice, and reminder works natively in English and Spanish — because it was built for you, not translated as an afterthought.

When they stop answering, we don’t.

Three auto-scheduled demand notices, then a court-ready complaint letter you can file yourself — built on the same evidence pack of your agreement, payment history, and proof, all in one tamper-proof bundle.

How Pacterms Works

From agreement to paid, in four steps.

1

Create the agreement

Enter the deal — scope, price, deadline, milestones. Takes about 30 seconds.

2

Client confirms by phone

They get a text with a secure link and confirm with a one-time code. No account needed on their end.

3

Track payments as they happen

See what’s paid and what’s pending at a glance. Automated SMS reminders go out before each due date.

4

Get paid, protected either way

Turn it into an invoice when it’s time to bill — or if a payment stalls, escalate with demand notices and a court-ready Evidence Pack.

The details that make it hold up

Not headline features — the fine print working in your favor.

Changes require both signatures

If either of you edits the deal, both sides have to reconfirm — no unilateral changes.

Payment proof, double-checked

We automatically flag payment screenshots that look suspicious or altered — before you count on them.

Also selling something in person?

Pacterms also protects high-value sales on Facebook Marketplace or Craigslist, with photo evidence and timestamped logs.

Simple pricing. No surprises.

Like Wave for invoicing, but with contracts. Like Bonsai, but 75% cheaper.

FREE

$0forever
  • 3 lifetime agreements
  • Unlimited invoices (Pacterms branded)
  • Payment tracking
  • Evidence Pack PDFs
Get started free
Most Popular

PRO

$19.99/month
  • Unlimited everything
  • Custom-branded invoices
  • Automated SMS reminders
  • Time tracking & photos
  • Priority 24h support
Start Pro trial

FLEX

$1.99/agreement
$0.50per branded invoice

No subscription needed

  • No credit card needed
  • Only pay when you protect
  • Access to all basic tools
Create agreement

Your livelihood isn’t a gamble.
Document it.

Free to start. No credit card required.

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Pacterms

Simple agreements for independent workers.

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